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[ANALYSIS] TD Platinum Travel Visa Card

Today, I am going to analyse the TD Platinum Travel Visa Card. It is a travel credit card issued by TD Canada Trust that earns TD points, which can be used for travel expenses. Below are the highlights of the credit card:

  • $99 annual fee
  • $50 for supplementary cardholders
  • Earn 15,000 bonus points upon approval
  • Earn 6 points for every $1 spent on Expedia online
  • Earn 4 points for every $1 spent over the phone with Expedia
  • Earn 3 points for every $1 spent on all other purchases

TD Points do not expire as long as you are a cardholder. Each point is worth 0.5 cents. Therefore, a 15,000 sign up bonus is equivalent to only $75. Therefore, the sign up bonus is not even enough to cover the annual fee.

There are different rewards that you can choose from. There is a 10,000-point minimum redemption required and in increments of 10,000 points on travel purchases.

I am not a big fan of this credit card,  but if you actively use Expedia to book a lot of trips, you are getting essentially a 3% return (6 points = $0.03). You may also want to look at the TD First Class Travel Visa Infinite Card, which gives you 4.5% return on Expedia purchases, but it comes with a $120 annual fee.

As always, do the math to determine which one makes more sense for you.

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Pointshogger aims to provide analysis and updates on earning loyalty reward points and maximizing the value of your points. We hope to inspire our readers to experience the joy of travel and make the most out of what they've already got!

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