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Best Credit Cards for Extended Warranty

Often, we never really think about purchasing extended warranty on the items we buy because we never think that there is a possibility that it will be damaged or broken. Luckily for some of us, the credit cards we hold in our wallet have a good extended warranty insurance. I will highlight some of the best credit cards for that below:

Credit Card Extended Warranty
National Bank World Elite MasterCard Triples the original warrantyUp to an additional 2 years
Capital One Aspire Travel World Elite MasterCard Doubles the original warrantyUp to 2 years
Capital One IHG Rewards Club World MasterCard Doubles the original warrantyUp to 2 years
American Express Platinum Card Doubles the original warrantyUp to one additional year
American Express AeroplanPlus Reserve Card Doubles the original warrantyUp to one additional year
American Express Air Miles Reserve Card Doubles the original warrantyUp to one additional year
CIBC Aerogold Infinite Privilege Card Doubles the original warrantyUp to one additional year
CIBC Aventura Infinite Visa Card Doubles the original warrantyUp to one additional year
CIBC Aerogold Infinite Visa Card Doubles the original warrantyUp to one additional year
TD Aeroplan Visa Infinite Privilege Card Doubles the original warrantyUp to one additional year
TD First Class Travel Visa Infinite Card Doubles the original warrantyUp to one additional year
RBC Avion Visa Infinite Privilege Card Triples the original warrantyMaximum 2 years
RBC British Airways Visa Infinite Card Triples the original warrantyMaximum 2 year
WestJet RBC World Elite MasterCard Doubles the original warrantyUp to a maximum of one year
Scotiabank American Express Platinum Card Doubles the original warrantyUp to two years
BMO Air Miles World MasterCard Doubles the original warrantyUp to one additional year
BMO Cash Back World Elite MasterCard Doubles the original warrantyUp to one additional year
BMO World Elite MasterCard Doubles the original warrantyUp to one additional year

To opt in to the Extended Warranty coverage, generally, you will need to charge the full amount of the item to your credit card in order have your purchases insured against theft, loss, or damage. This will apply anywhere in the world, and extremely beneficial while you are travelling. As you can see for some of the credit cards mentioned above, extended warranty will fall into place when you charge your card, extending the manufacturer’s warranty for one additional year (or more).

The National Bank World Elite MasterCard actually extends the manufacturer’s warranty by two additional years, which means if you are planning to make a large purchase, you can be guaranteed that your item will have protection for at least three years. This would be great on home appliances and electronics such as laptop computers and tablets.

You can see that having a credit card can bring you many benefits. I didn’t mention too much about Purchase Protection, but for the majority of travel credit cards, just by using your credit card you will have Purchase Protection coverage which guarantees that you are not at loss when your item gets stolen or damaged generally within 90 days of purchase. Most travel credit cards (as you can see above) generally have a good Extended Warranty coverage. This is great also when you’re travelling because you never know what will happen while travelling in a foreign location; at least we can be ensured that our assets are being protected and enjoy ourselves a little more!

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Pointshogger aims to provide analysis and updates on earning loyalty reward points and maximizing the value of your points. We hope to inspire our readers to experience the joy of travel and make the most out of what they've already got!

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