Capital One

| | | |

If Annual Fees Were not an Issue

It’s no secret that annual fees are a nuisance. However, in some cases there are enough perks associated with certain credit cards to justify annual fees. Furthermore, if annual fees were not an issue, I would probably not care as much about churning credit card as much, so in some cases, I would simply renew the credit card. If annual fees weren’t an issue, I would probably be travelling much more often, which is why my portfolio may seem more travel centric.

| | | |

Top Credit Cards to Use on Road Trips

With the summer months coming up, lots of people intend on going on road trips, so of course, having a solid credit card portfolio with you can help you maximize the rewards on all the expenses that come with a road trip.

On a road trip, the biggest expenses that you will have are: restaurants, gas, grocery and maybe hotel expenses. Therefore, I would build the following credit card portfolio for this summer’s road trips, based on all the current offers available. I also indicated the only the relevant category to use that particular credit card for:

[ANALYSIS] Capital One Transferring my Aspire World Travel Card to Travel World Elite

I recently received a letter from Capital One saying that I will be transferred away from the Capital One Aspire World Travel MasterCard which was discontinued to the new Capital One Aspire Travel World Elite MasterCard instead, sometime before August 16, 2015 where the Capital One Aspire World Travel MasterCard will be deactivated (according to my letter). I was initially told that the Capital One Aspire World Travel MasterCard was going to be grandfathered, but I guess not.

Because of this transfer, I am going to take a deeper look into the benefits of the Capital One Aspire World Travel MasterCard. Below are the benefits that come with it.

|

[READER QUESTION] Using My Capital One MasterCard at U.S. Costco Stores

Recently, I have been questioned by a frequent Costco customer who travels between U.S. and Canada whether or not he is able to use his Capital One Platinum MasterCard in the U.S. The simple answer is no, he would need to carry two credit cards across borders in order to shop at the popular wholesale retailer.

| | | | | | |

Thinking About Changing up my Credit Card Strategy

The credit card industry in Canada appears to be changing very rapidly over the past 12 months and it is makes me wonder whether I should change my credit card strategy. Below are some of the most significant changes happening:…