It is already 2022! To kick off the year with our first monthly higher than normal sign up bonus post, the National Bank offers ended last month and were not extended, so we will see if they offer another one later this year. The Scotiabank Gold American Express was set to expire, but now extended to February 28, 2022 to align with a couple other Scotiabank offers. Today is the last day for the two RBC WestJet offers.
It has been just over a year since our last update (December 1, 2020) of the rankings list. The timing works well to update again this month, since we are coming to the end of the year. Now we get a snapshot of 2021, as we head into 2022.
The RBC offers ended last month, but were extended to April 2022. That being said, several TD offers expire today. So if you have been thinking about these offers, today is the day to go for it.
Furthermore, the National Bank offers are expiring before the end of the month.
Top Higher than Normal Sign Up Bonuses for December 2021
For this month’s list, most of the BMO promotions that expired last month were pushed to December of 2022. While the RBC and a couple of Scotiabank promotions are set to expire this month.
Top Higher than Normal Sign Up Bonuses for November 2021
With the travel industry still not back at full force, it seems like any company that has been offering cash back rewards have really cranked things up, highlighted by Tangerine’s super high 15% cash back sign up bonus.
Shift to flexible points redemption rates
For this month’s list, several BMO promotions are about to expire. They usually either extend their promotions or offer something different. So if you have been contemplating any of those cards at their current offers, now is the time to go for it. Also, I would pay closer attention to the Scotiabank Passport Visa Infinite Card, which currently has a first year fee waived offered as well. They have never offered the fee waiver before since the card was introduced, so if you have been thinking about this card, this is the month to get it.
The Scotiabank Gold American Express promotion that expired last month got extended to November, while the RBC WestJet World Elite MasterCard had a slight change to its offer that now expires in January.
As for this month, there are several promotions expiring from American Express, HSBC and RBC.
Promotion alert!
RBC is offering a 30% transfer bonus to British Airways’ Executive Club. The last time that RBC offered a bonus to Executive Club was back in November of 2019, albeit for 50%.
For this month, various RBC offers were set to expire last month, but were extended to later in the year. American Express offers came off the list this month, granted they now have different permanent offers. Several offers are about to expire this month, namely the Scotiabank Gold American Express. If you have been contemplating any of the August offers, this is the month to get them.
RBC launched its Time for More initiative with the goal of encouraging Canadians to shop at their partner brands by offering bonus points opportunities with them.
Time for More Highlights
Throughout the summer, the Time for More campaign will give eligible RBC credit and debit cardholders promotional offers including: