Pointshogger

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Category: Credit Scores

Equifax Goes Offline After Another Cyberattack

Here we go again (last time), Equifax has been hacked again. This time, they took a more precautionary move by taking their website offline. Equifax is a company that keeps a record of your credit report...

143 million Equifax Consumers Cyberattacked

Equifax announced that approximately 143 million U.S. consumers, as well as some Canadians had their personal information hacked. The announcement only hit the news today, but the cyberattack occurred...

Factors Affecting Your Credit Score

Credit scores appear to be a hot topic lately. Especially with all these new mortgage rule changes, qualifying for a mortgage is definitely a contentious issue. Therefore, having a strong credit score...

Thoughts on Credit Card Churning

People often ask how others are able to accrue so many miles and points so quickly without flying much. One of the ways to do it is by credit card churning. Explanation of Churning Credit card churning...

Transfer Credit Card Account to Preserve Credit History

Protecting our credit score is crucial to the points game, especially if you want to continually take advantage of sign up bonuses. Today, I will focus on the credit history factor, which accounts for...

[READER QUESTION] When to Ask for a Credit Increase?

The question about when to ask for a credit increase has come up quite often. Today, I will focus on the factors that prevent people from wanting to increase their credit scores. Generally, I mostly hear...

[READER QUESTION] When is it Dangerous to Use Your Credit Card?

Having a credit card is important as it can help us build credit when we want to make an application for a loan or mortgage. I love to talk about the benefits of having a credit card and using a credit...

Factors to Consider for your Credit Scores

You can read more about how credit scores are broken down here. Below discussed factors to consider when worrying about your credit scores. The majority of credit scores in Canada are between 399 and 862....

How Your Credit Score is Calculated

Many people are always worried about their credit scores when applying or cancelling credit cards. A lot of people are concerned about their credit scores decreasing, but there are also factors that increase...

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Pointshogger aims to provide analysis and updates on earning loyalty reward points and maximizing the value of your points. We hope to inspire our readers to experience the joy of travel and make the most out of what they've already got!

  • Ottawa | Vancouver
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