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Scotiabank Momentum Infinite Visa First Year Fee Waived Promotion (expired)

I was wondering what Scotiabank would do at the end of its June 30, 2015 deadline for its first year fee waived promotion on its Scotia Momentum Visa Infinite Card. It turns out that the offer has in fact been extended until October 31, 2015. Here is a quick reminder of the highlights of the credit card:

  • $99 annual fee (waived if you apply before October 31, 2015)
  • $30 fee for each supplementary cardholder
  • Earn 4% cash back on gas and grocery purchases (on your first $25,000 of annual spending on these categories)
  • Earn 2% cash back on drug store purchases and recurring bill payments (on your first $25,000 of annual spending on these categories)
  • Earn 1% cash back on all other purchases, as well as purchases made above the $25,000 threshold on the categories listed above

Keep in mind that the is a maximum $25,000 spending limit, which caps the return on the higher cash back categories:

  • $25,000 x 4% = $1000
  • $25,000 x 2% = $500

I really wish that they would just put this as a permanent offer, but constantly extended the promotion is just as good.

4% Cash Back

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Pointshogger aims to provide analysis and updates on earning loyalty reward points and maximizing the value of your points. We hope to inspire our readers to experience the joy of travel and make the most out of what they've already got!

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