American Express (AMEX)

Credit Cards which offer Free Airport Lounge Access (updated April 19, 2021)

ByMatt April 19, 2021September 20, 2023

It has been over 2 years since our last update of this post. Quite a few changes were made since then, such as the re-branding of all the Aeroplan c-branded cards with American Express, CIBC and TD. Furthermore, there are some additional options from BMO and RBC. So this post is due for an update!

American Express (AMEX) | Bank of Montreal (BMO) | Canadian Imperial Bank of Commerce (CIBC) | Scotiabank | Simplii Financial

Current 10% Cash Back Portfolio for April 2021

ByMatt April 15, 2021September 20, 2023

Another month, another list of top 10% cash back credit cards being offered in Canada. We have split up the list into temporary (limited time) and permanent offers (indefinite, but can end any time without notice).

Top Credit Card Higher than Normal Sign Up Bonuses for April 2021

ByMatt April 5, 2021September 20, 2023

For this month’s list, HSBC extended its offer that was expiring last month. Now it expires in the middle of this month month. While RBC changed up its offer which now expires in June.

Top Higher than Normal Sign Up Bonuses for April 2021

Current 10% Cash Back Portfolio for March 2021

ByMatt March 15, 2021September 20, 2023

This is the first month that we are eliminating the monthly Top Cash Back Credit Cards post. The reason is because there is a strong 10% cash back market (permanent and temporary offers) in Canada. We have replaced this slot has been replaced with this current post. Keep in mind that we still have the Top Cash Back Credit Cards page, which includes permanent and temporary offers if you wish to see a more complete list.

The Scotia Momentum Visa Infinite Card is set to expire this month.

Putting Together a No Annual Fee Credit Card Portfolio

ByMatt March 6, 2021September 20, 2023

Due to the government lockdowns that occurred throughout the past 12 months (already? … gasp!), I find that I have dramatically reduced spending. The reduction in spending inspired me to write up this post. I’m sure that I’m not the only person to have reduced spending, so I thought I’d put together what I think would be an ideal no annual fee credit card portfolio.

Keep in mind that this post focused on credit cards with no annual fees whatsoever. This is important because I am thinking longevity (i.e. retaining the same card long term), so I will not be factoring churning, which would be a post for another day. For this post, you may notice some of the more lower profile cards, but do have some hidden value in them.

Top Credit Card Higher than Normal Sign Up Bonuses for March 2021

ByMatt March 5, 2021September 20, 2023

For this month’s list, the HSBC and RBC offers are coming to an end, but we introduce the 40,000 sign up bonus Scotiabank Gold American Express.

Top Higher than Normal Sign Up Bonuses for March 2021

Current 10% Cash Back Portfolio for February 2021

ByMatt February 20, 2021September 20, 2023

Since the Canadian market has a strong 10% cash back market, we will be retiring our Top Current Cash Back post that we last published this month and replace that slot with this one instead. This month’s list is boosted with 2 new permanent offers from CIBC.

However, we start our list with the temporary offers as they are set to expire. Notably, the 10% cash back offer on the Scotia Momentum Visa Infinite Card is set to expire this month.

Current 10% Cash Back Portfolio for January 2021

ByMatt January 20, 2021September 20, 2023

It seems like cash back credit cards have really come into their own in Canada and there are lots of cash to be had. So today, we are going to give a try to a new monthly post idea, regarding credit cards that offer at least 10% cash back.

We were will be listing the 10% or more cash back offers on a monthly basis by splitting them into 2 categories, permanent and temporary offers.

Ranking the Credit Card Portfolios of Each Canadian Financial Institutions (updated December 1, 2020)

ByMatt December 1, 2020November 23, 2020

It has been 8 months since our last update. Can you believe it, 8 months ago we were already dealing with lockdowns.

Suffice to say, there has been some major changes to the industry since then, namely, Capital One slowly shutting things down, along with Aeroplan’s launch of new co-branded cards. Even so, you will notice most of the ranking changes from the middle to the end of the list.

Air Canada (Aeroplan) | American Express (AMEX) | Business | Canadian Imperial Bank of Commerce (CIBC) | Toronto Dominion (TD)

Comparing American Express, CIBC and TD Infinite Business Cards

ByMatt November 10, 2020November 11, 2020

We continue our series on comparing Aeroplan credit cards that were introduced to the market on November 8, 2020. Today’s post focuses on all the business cards. Unlike our previous comparison posts, where we picked similar cards to look it, this post has a wider range of annual fee.

I went ahead with this post anyway as there are only 3 co-branded Aeroplan business cards to compare overall anyway. You can technically count the CIBC Business Plus card as a 4th one, but it depends on the type of business to qualify for that card, so for the purposes of this post, I will only include 3, but mention how the Plus card works too.