Laurentian Bank

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Ranking the Credit Card Portfolios of Each Canadian Financial Institutions (updated December 21, 2021)

ByMatt

It has been just over a year since our last update (December 1, 2020) of the rankings list. The timing works well to update again this month, since we are coming to the end of the year. Now we get a snapshot of 2021, as we head into 2022.

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Best Current First Year Fee Waived Cards for November 2021

ByMatt

For this month, one different change is that the Brim card pushed its deadline to December 31, 2021. What is different than before is that they would extend their promotion period by 1 month at a time only. This time, they pushed it by 2 months.

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Best Current First Year Fee Waived Cards for October 2021

ByMatt

For this month, some minor changes, including HSBC coming up with a new offer that runs until the end of January 2022. All of the BMO and Scotiabank offers have already been extended, so they will not be coming to an end as quickly as mentioned in last month’s list. That leaves only Laurentian and Brim cards expiring this month. Granted, Brim continues to extend their offer one month at a time. It has been going on for over a year now. 

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Best Current First Year Fee Waived Cards for August 2021

ByMatt

All the TD offers that expired in the last list were extended and/or modified until December 5, 2021. Only the business card came off the list. 

For this month, I would look into the 10% and first year fee waived offer with the Scotia Momentum Visa Infinite Card which is expiring.

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Best Current First Year Fee Waived Cards for July 2021

ByMatt

The Laurentian Bank Visa Dollars and Brim World Elite MasterCard promotions expired last month, but got extended.

But the most significant addition to this month’s list is the Scotiabank Passport Visa Infinite Card, which is the first time we have seen this credit card fee waived, along with the supplementary card too. If you have been thinking about getting this card, now as the best time to go for it!

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Best Current First Year Fee Waived Cards for June 2021

ByMatt

For this month, all the TD promotions that expired last month were extended to August, while HSBC is back on this month’s list. 

Limited Time First Year Fee Offers

We have listed the cards based on their promotional expiry dates. If there is a tie-break, it is ranked by annual fee (lowest to highest), after which it will go alphabetically.

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Best Current First Year Fee Waived Cards for May 2021

ByMatt

For this month, all the TD promotions are coming to an end. So if you are still thinking about those cards, you may want to jump on their current offers. 

The Brim card also expires this month. However, it has been continually extended a month at a time, so there is no way to know if it will be extended again.

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Best Current First Year Fee Waived Cards for April 2021

ByMatt

All the offers (Scotiabank and Brim) that expired in February actually all got extended. For this month, HSBC is up next for expiry if you were looking at their offers. Only a few days left for the HSBC promotions.

Keep in mind that permanent first year fee waived offer are not included in this list, we are only listing promotions with an end date.

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Best Current First Year Fee Waived Cards for February 2021

ByMatt

Several offers are expiring at the end of the month, so if you have been thinking about these offers, you may want to apply for them soon as they expire in 3 days.

Keep in mind that permanent first year fee waived offer are not included in this list, we are only listing promotions with an end date. 

Limited Time First Year Fee Offers