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Top Cash Back Credit Card Offers for April 2017

Personally, I am still not a big fan of cash backs (mostly because of the lack of significant sign up bonuses), but it seems to be a big trend in Canada. Either way, there are still some decent options to look out for.

By the way, thank you Greg, for some feedback last time. I updated the posts accordingly this time around.  Keep in mind that in most cases, the emphasis is really more on the promotional offer.

Also, you can always check out my Top Cash Back Credit Cards page, which is frequently updated. Unlike that page, which includes permanent bonus offers, this post only lists temporary promotional offers, which I have listed by annual fees:

BMO CashBack MasterCard

  • No annual fee
  • Earn 4% cash back, up to $125 in the first 4 months (if you apply before August 31, 2017)
  • Earn 1% cash back on all other purchases

BMO SPC CashBack MasterCard

  • No annual fee
  • Earn $60 cash back (if you apply before August 31, 2017) (earn $30 cash back after the first purchase and earn an additional $30 cash back after spending $1,000 in the first 3 months)
  • Earn 1% cash back on all purchases

Scotia Momentum Visa Card

  • $39 annual fee (first year fee waived if you apply before July 31, 2017)
  • $15 annual fee for a supplementary cardholder
  • Earn 2% cash back for every $1 spent on gas, grocery and drug store purchases, as well as recurring bill payments
  • Earn 1% cash back for every $1 spent on all other purchases

Scotia Momentum Visa Infinite Card

  • $99 annual fee
  • $30 annual fee for a supplementary cardholder
  • Earn 5% cash back in the first 3 months or the first $3,000 in purchases (if you apply before April 30, 2017) 
  • Earn 4% cash back for every $1 spent on gas and grocery purchases
  • Earn 2% cash back for every $1 spent on drug store purchases and recurring bill payments
  • Earn 1% cash back for every $1 spent on all other purchases

CIBC Dividend Visa Platinum Card

  • $99 annual fee (first year fee waived if you apply before June 30, 2017)
  • $30 annual fee for a supplementary cardholder (maximum 3 cards)
  • Earn 4% cash back on gas and grocery purchases
  • Earn 2% cash back on Tim Hortons and TELUS purchases
  • Earn 1% cash back on all other purchases

CIBC Dividend Visa Infinite Card

  • $99 annual fee (first year fee waived if you apply before June 30, 2017)
  • $30 annual fee for a supplementary cardholder (maximum 3 cards)
  • Earn 4% cash back on gas and grocery purchases
  • Earn 2% cash back on Tim Hortons and TELUS purchases
  • Earn 1% cash back on all other purchases

BMO CashBack World Elite MasterCard

  • $120 annual fee
  • Earn 4% cash back on all purchases (up to $250 cash back or $6,250 in spending) in the first 4 months (if you apply before August 31, 2017)
  • Earn 1.75% cash back on all purchases

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Pointshogger aims to provide analysis and updates on earning loyalty reward points and maximizing the value of your points. We hope to inspire our readers to experience the joy of travel and make the most out of what they've already got!

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