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Top Cash Back Credit Card Offers for March 2017

Seems like cash back credit cards have become quite popular in Canada. So I thought I’d provide a monthly Top Cash Back Credit Card Offers post.

Keep in mind that the list is going to provide the better than normal sign up bonus offers. If you want to stay up to date with any cash back credit card offers, you can visit the Top Cash Back Credit Cards page.

For now, check out the monthly promotional offers ranked by annual fees:

BMO CashBack MasterCard

  • No annual fee
  • Earn 4% cash back, up to $125 in the first 4 months (if you apply before August 31, 2017)

BMO SPC CashBack MasterCard

  • No annual fee
  • Earn $60 cash back (if you apply before August 31, 2017) (earn $30 cash back after your first purchase and earn an additional $30 cash back after spending $1,000 in the first 3 months)

Scotia Momentum Visa Card

  • $39 annual fee (first year fee waived if you apply before July 31, 2017)

Scotia Momentum Visa Infinite Card

  • $99 annual fee
  • $30 annual fee for a supplementary cardholder
  • Earn 5% cash back in the first 3 months or the first $3,000 in purchases (if you apply before April 30, 2017)

CIBC Dividend Visa Platinum Card

  • $99 annual fee (first year fee waived if you apply before June 30, 2017)
  • Earn 4% cash back on all purchase up to $5,000 in the first 6 months (if you apply before March 31, 2017)

CIBC Dividend Visa Infinite Card

  • $99 annual fee (first year fee waived if you apply before June 30, 2017)
  • Earn 4% cash back on all purchase up to $5,000 in the first 6 months (if you apply before March 31, 2017)

BMO CashBack World Elite MasterCard

  • $120 annual fee
  • Earn 4% cash back on all purchases (up to $250 cash back) in the first 4 months (if you apply before August 31, 2017)

Going Forward

I already provide a Best Current First Year Fee Waived Cards which I will release towards the end of every month. I already have the Top Credit Card Higher than Normal Sign Up Bonuses which I normally release towards the beginning of every month. For this cash back list, I may end up releasing them somewhere in the middle of the month. For this first month, I will release at the beginning just to get the ball rolling. Feel free to provide any feedback in the comment section below!

As usual, please also let me know if I missed any promotional offers that should be added to the list!

10 Comments

  1. Matthew, thanks for the easy to read list. I would have also liked to see the CASH back rate after the promotional periods too to make a better comparison.

    1. Sure. I can do that next time around. I really wanted to put more emphasis on the promotional offer, because after the promotion is done, you should be looking into other offers 😉

  2. Hi Matthew,

    Thanks for the comprehensive list! It would be great to see the cash back after the promo period, helps make a better decision.

  3. Tangerine is cheaping big-time it’s current credit card.
    I just received a notice saying the 1% cash back will now be 0.5% and foreign exchange fees are going up from 1.5% to 2.5%.
    So basically they just removed the 2 reasons I got this card at the first time !

      1. yea it is so retarded. any good credit cards taht give 1% straight up with no limitations?

    1. I am upgrading my portfolio … Tangerine will be a keeper for a while but not be in my wallet.
      Most of my everyday shopping will be towards Amex Simply Cash. and my groceries and gas to the PC Master Card Elite

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