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Top Credit Card Sign Up Bonuses for April 2016

UPDATED- Scotiabank Gold American Express Card and CIBC Aerogold Visa Card for Business expired prematurely.

This has become a monthly list for me. You may see some credit card promotions, but I will mostly likely just combine them into this list. Unless there is a very time sensitive sign up to fully qualify for a specific bonus.

It has actually become quite an extensively list. I can see that there is an effort being made by many credit card companies. This year is starting to shape out to be a big year for credit card sign up bonuses.

I have ranked the credit cards by the price of the annual fees (lowest to highest) and then in alphabetical order:

BMO Air Miles MasterCard – No annual fee, earn 800 bonus Air Mile miles (if you apply before April 30, 2016), earn 400 miles after the first purchase and another 400 miles after spending $1,000 in the first 3 months.

MBNA Best Western Rewards Platinum Plus MasterCard – No annual fee, earn 40,000 Best Western Rewards points after your first purchase (no specified expiry date).

* I will note that there is supposedly a 40,000 MBNA Best Western MasterCard promotional offer, but I have heard reports that people are trying to sign up through that link but only receiving 20,000 sign up bonus points. When you call into customer service, they are playing dumb that they have never heard of this offer. And when you provide them with that link, they say that the link is not working. So just beware of this glitch when you apply.

TD Aeroplan Visa Platinum Card – $89 annual fee, $35 annual fee for an authorized user and earn 20,000 sign up bonus Aeroplan miles (if you apply before May 27, 2016). Earn the first 10,000 miles after the first purchase. Earn an additional 5,000 miles if you apply between March 1, 2016, and May 27, 2016, as well as spend $1,000 within the first 90 days. Earn the final 5,000 miles when you add an authorized user and activate by July 15, 2016.

Scotiabank Gold American Express Card – $99 annual fee and earn 20,000 sign up bonus points (first year fee waived if you apply before May 31, 2016UPDATED- EXPIRED ALREADY when you spend $500 in the first 3 months.

BMO CashBack World Elite MasterCard – $120 annual fee, earn $150 cash back or 15,000 points (if you apply before April 30, 2016), earn 5,000 CashBack bonus as a new cardholder and an additional 10,000 CashBack points when you spend $3,000 in the first 3 months.

BMO Air Miles World Elite MasterCard – $120 annual fee, earn 3,000 sign up bonus Air Mile miles (if you apply before April 30, 2016), earn the first 1,000 miles after the first purchase and another 2,000 miles after spending $3,000 in the first 3 months.

Chase Marriott Rewards Visa – $120 annual fee (first year fee waived), earn 50,000 sign up bonus points after your first purchase (no specified expiry date).

TD Aeroplan Visa Infinite Card – $120 annual fee (first year fee waived if you apply before May 27, 2016), $50 annual fee for an authorized user, earn 30,000 Aeroplan bonus miles (if you apply before May 27, 2016). Earn the first 15,000 miles after the first purchase. Earn an additional 10,000 miles if you apply between March 1, 2016, and May 27, 2016, as well as keep your account active for 90 days. Earn the final 5,000 miles when you add an authorized user and activate by July 15, 2016.

TD Aeroplan Visa Business Card – $149 annual fee, $49 annual fee for an authorized user and earn 35,000 Aeroplan miles (if you apply before May 27, 2016). Earn the first 20,000 miles after the first purchase. Earn an additional 10,000 miles when you apply between March 1, 2016, and May 27, 2016, as well as spend $1,000 within the first 90 days. Earn the final 5,000 miles when you add an authorized user and activate by July 15, 2016.

National Bank World Elite MasterCard – $150 annual fee (first year fee waived if you apply before April 30, 2016), earn 30,000 (or $300) sign up bonus points (if you apply before April 30, 2016). Earn the first 20,000 points when your credit card is activated and the additional 10,000 points after the one year anniversary date.

RBC British Airways Visa Infinite $165 annual fee, $75 fee for supplemental cardholders and earn 50,000 sign up bonus Avios (if you apply before May 31, 2016). Earn 15,000 sign up bonus Avios upon approvala and earn 35,000 additional bonus Avios after spending $9,000 in the first 3 months.

CIBC Aerogold Visa Card for Business – $180 annual fee (first year fee waived if you apply before April 30, 2016) UPDATED- EXPIRED ALREADY and earn 25,000 sign up Aeroplan bonus miles (if you apply before April 30, 2016) after your first purchase.

CIBC Aerogold Visa Infinite Privilege Card – $399 annual fee, $99 annual fee a supplementary cardholder and earn 50,000 sign up Aeroplan bonus miles (if you apply before June 30, 2016). Earn 25,000 bonus miles after the first purchase. Earn an additional 25,000 miles when you spend $1,000 within the first 90 days.

TD Aeroplan Visa Infinite Privilege Card – $399 annual fee, $99 annual fee for an authorized user and earn 55,000 sign up Aeroplan bonus miles (if you apply before May 27, 2016). Earn 25,000 bonus miles after the first purchase. Earn an additional 25,000 miles when you spend $1,000 within the first 90 days. Earn the last 5,000 miles when you add an authorized user and activate by July 15, 2016.

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