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Top Credit Cards for Purchasing Gas (updated January 28, 2014)

Since I’ve been on the road quite a bit the last few weeks, I saw that my gas bill is higher than normal, so I wanted to make sure that I maximize the number of points I earn each time I fill up.

First of all, I generally focus my purchases at Esso, Shell or Petro-Canada, because they all have a loyalty program associated with them. Between the three, I generally choose the one who will offer the lowest price and then fill up there. If they all have the same price, I give priority to Esso so that I can pile up my Aeroplan account because I value those points the most.

I do see that there are other gas stations, such as Loblaws, Costco, Ultramar who may offer a lower price. So I usually at least do a comparison of those prices against the stations that I purchase at. Unfortunately, when you are on the road, you may not have the luxury of going to any of the above stations, you will be stuck with whatever is available on the highway or in a small town.

That being said, in terms of actual credit cards that will earn you a higher earning ratio for gas purchases, here is a list of the top credit cards:

Scotiabank Momentum Infinite Visa

Scotiabank Momentum Infinite Visa

  • $99 annual fee, (first year annual fee waived)
  • Earn 4% cash back for every $1 spent at gas stations

You can read more analysis about this credit card here.

Scotiabank Gold American Express Card

American Express Scotiabank Gold

  • $99 annual fee, (first year annual fee waived)
  • Earn 4 points for every $1 spent at gas stations

You can read more analysis about this credit card here.

American Express Gold Rewards Card

American Express Gold Rewards

  • $150 annual fee, (first year annual fee waived)
  • Earn 2 points for every $1 spent at gas stations

You can read more analysis about this credit card here.

American Express TrueEarnings Costco Card

AMEX-TrueEarnings

  • No annual fee
  • 2% cash back for every $1 spent at gas stations

MBNA Smart Cash Platinum Plus

MBNA-Smart-Cash-Card

  • No annual fee
  • 2% cash back for every $1 spent at gas stations

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Pointshogger aims to provide analysis and updates on earning loyalty reward points and maximizing the value of your points. We hope to inspire our readers to experience the joy of travel and make the most out of what they've already got!

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