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Top Credit Cards to use at Restaurants (updated January 29, 2015)

With Valentine’s day fast approaching, I thought it was a good time to update the “top credit cards to use at restaurants” list. Below is a list of the top credit cards to use at restaurants:

Scotiabank Platinum American Express Card

American Express Scotiabank Platinum

  • $399 annual fee
  • $99 for supplementary cardholders
  • Earn 30,000 bonus points with your first card purchase
  • Earn 4 points for every $1 you spent on dining

Scotiabank Gold American Express Card

American Express Scotiabank Gold

  • $99 annual fee
  • $29 for additional cardholders
  • Earn 4 points for every $1 you spent on dining

Capital One Platinum MasterCard

Capital One Platinum MasterCard

  • No annual fee
  • Exclusive to Costco members
  • Earn 2x the cash back on the first 3 months
  • Earn 6% cash back in the first 3 months on restaurant purchases (earn 3% thereafter)

CIBC Aerogold Infinite Visa Card

CIBC Aerogold Infinite Visa Card (2)

  • $120 annual fee
  • Earn 15,000 sign up bonus points after the first purchase
  • Earn 5,000 bonus points when after spending $500 in purchases during first 3 months (if you apply before December 31, 2014)
  • Earn 3 points for every $1 spent at participating CIBC Bonus Rewards restaurants

American Express SimplyCash Preferred Card

American Express SimplyCash Preferred Card

  • $79 annual fee
  • Earn 5% cash back on purchases for the first 6 months (up to $400 cash back or $8,000 on purchases)
  • Earn 1.5% cash back after your first 6 months (on the first $100,000 annual purchases)

American Express SimplyCash Card

American Express SimplyCash Card

  • No annual fee
  • Earn 5% cash back on all gas stations, grocery stores and restaurants purchases (up to $250 cash back or a maximum of $5,000 in purchases) for the first 6 months
  • Earn 1.25% cash back on all other purchases and thereafter

MBNA Rewards World Elite MasterCard

MBNA Rewards World Elite MasterCard

  • $89 annual fee
  • Earn 2 points for every $1 on all purchases

Capital One Aspire World Travel MasterCard 

Capital One Aspire World Travel MasterCard

  • $120 annual fee
  • Earn 2 points for every $1 spent on all purchases

BMO World Elite MasterCard

BMO World Elite MasterCard

  • $150 annual fee
  • Earn 2 points for every $1 spent on all purchases

Chase Marriott Rewards Premier Visa Card

Chase Marriott Rewards Visa

  • $120 annual fee (waived the first year)
  • Earn 2 points for every $1 spent on restaurants

Scotia Bank American Express GoldScotia Bank American Express

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Pointshogger aims to provide analysis and updates on earning loyalty reward points and maximizing the value of your points. We hope to inspire our readers to experience the joy of travel and make the most out of what they've already got!

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