Pointshogger

"Get the best return possible for every $ you spend."

Blog

[TRAVEL INSURANCE] Best Credit Cards for Emergency Medical Insurance

Deciding on a good travel insurance package can sometimes be very time consuming (and expensive) depending on our travel needs, however, we often overlook the fact that we may already have a good travel insurance which comes attached with the credit cards in our wallet. In our previous post, I talked about credit cards with Trip Interruption and Trip Cancellation coverage. Today I will introduce credit cards which have Emergency Medical Insurance worth taking into consideration.

Emergency medical insurance includes anything from injury to hospitalization which occurs the duration of your trip. Other coverage includes medial expenses for hospital care, nursing care, ambulance assistance and prescription drugs.

Below we can find a list of travel insurance credit cards with a generous emergency medical coverage:

Credit Card  Medical Insurance
National Bank World Elite MC Up to $5,000,000 per person

54 and under: 60 days

55 to 64: 31 days

65 to 74: 15 days

Capital One Aspire Travel World Elite MC

 

 

 

Up to $500,000 per person

Included for having the card

65 and under: 22 days

65 and older: 8 days

Capital One IHG Rewards Club World MC

 

 

 

Up to $500,000 per person

Included for having the card

64 and under: 22 days

65 and older: 8 days

American Express Platinum Card

 

 

Up to $500,000 per person

65 and under: 15 consecutive

days

American Express AeroplanPlus Reserve Card

 

 

Up to $500,000 per person

65 and under: 15 consecutive

days

American Express Air Miles Reserve Card

 

 

Up to $100,000 per person

65 and under: 15 consecutive

days

CIBC Aerogold Infinite Privilege Card

 

 

Up to $5,000,000 per person

64 or under: 31 days

65 or older: 10 days

CIBC Aventura Infinite Visa Card

 

 

Up to $5,000,000 per person

64 or under: 31 days

65 or older: 10 days

CIBC Aerogold Infinite Visa Card

 

 

Up to $5,000,000 per person

64 or under: 31 days

65 or older: 10 days

TD Aeroplan Visa Infinite Privilege Card

 

 

Up to $5,000,000 per person

64 and under: 22 days

65 and older: 4 days

TD First Class Travel Visa Infinite Card

 

 

Up to $1,000,000 per person

64 and under: 15 days

65 and older: 4 days

RBC Avion Visa Infinite Privilege Card

 

 

Up to $500,000 per person

64 and under: 31 days

65 and older: 7 days

RBC British Airways Visa Infinite Card

 

 

 

Up to $500,000 per person

64 and under: 31 days

65 and older: 7 days

WestJet RBC World Elite MC

 

 

Up to $500,000 per person

64 and under: 15 days

65 and older: 3 days

Scotiabank American Express Platinum Card

 

 

Up to $2,000,000 per person

64 and under: 31 days

65 and over: 10 days

Credit cards such as the CIBC Aventura Infinite Visa Card,  Scotiabank American Express Platinum Card and RBC Avion Visa Infinite Privilege Card offer medical coverage for up to 31 days if you are under the age of 65 while others only offer a minimal 15 days. If you like to plan long trips, then it may be more ideal to choose one of these cards. It is also important to note that the CIBC Aventure Infinite Visa Card offers insurance up to $5,000,000, while on the other hand, the RBC Avion Visa Infinite Privilege Card only offers insurance up to $500,000.

Consequently, you can see which cards offer a good coverage for emergency medical assistance. Most of them require the individual to be under the age of 65 in order to maximize the benefits of the aforementioned credit cards. Some require you to make a payment with the card, while others just require you to hold the credit card in hand. Ultimately, choosing the right card for you will be dependent on your travel needs.Credit cards such as the CIBC Aventura Infinite Visa Card,  Scotiabank American Express Platinum Card and RBC Avion Visa Infinite Privilege Card offer medical coverage for up to 31 days if you are under the age of 65 while others only offer a minimal 15 days. If you like to plan long trips, then it may be more ideal to choose one of these cards. It is also important to note that the CIBC Aventure Infinite Visa Card offers insurance up to $5,000,000, while on the other hand, the RBC Avion Visa Infinite Privilege Card only offers insurance up to $500,000.

Leave a Reply

Follow us on Social Media and keep up-to-date on our latest posts!

About Us

Pointshogger aims to provide analysis and updates on earning loyalty reward points and maximizing the value of your points. We hope to inspire our readers to experience the joy of travel and make the most out of what they've already got!

  • Ottawa | Vancouver
  • @pointshogger

    Contact Us

    Send

    Subscribe To Our Newsletter

    Join our mailing list to receive the latest news and updates from our team.

    You have Successfully Subscribed!