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[ANALYSIS] Canadian Tire Money Advantage

It looks like Canadian Tire is going to do away with its Canadian Tire cash and go with a loyalty program instead where you will use a loyalty card to collect rewards. Canadian Tire is launching its Canadian Tire Money Advantage program. The program will begin on October 10, 2014 in the province of Nova Scotia. The rest of Canada will follow suit on October 28, 2014.

You will earn 1 point for every $1 spent at Canadian Tire stores. There will be opportunities to earn bonus points on select items.

You will still be able to collect Canadian Tire cash if you do not use your Canadian Tire Money Advantage card, but you cannot earn both in the same transaction. Canadian Tire cash returns about a 0.4% return, which is pretty dismal. When you redeem your Canadian Tire Money Advantage points, 100 points earns you $1, which means that you are earning 1% return, which comes out better than the 0.4% return.

What’s great is that points will never expire. So far, this program seems to be pretty straightforward and anyone who shops at Canadian Tire should definitely have this rewards card, since it doesn’t even cost anything to have it.

Canadian Tire will also be offering a co-branded credit card to help you earn points faster which I will be writing about in another post.

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Pointshogger aims to provide analysis and updates on earning loyalty reward points and maximizing the value of your points. We hope to inspire our readers to experience the joy of travel and make the most out of what they've already got!

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