Bank of Montreal (BMO)

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Current 10% Cash Back Portfolio for September 2021

This 10% cash back monthly post is being published 1 day earlier than normal because both the Tangerine Money-Back Credit Card and Tangerine World MasterCard have an offer that expires today. So we wanted to give everyone one last reminder to apply for it if you are thinking about it. Meanwhile, the Scotia Momentum Visa Infinite Card offer that expired last month has been extended. 

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Top Credit Card Higher than Normal Sign Up Bonuses for September 2021

The Scotiabank Gold American Express promotion that expired last month got extended to November, while the RBC WestJet World Elite MasterCard had a slight change to its offer that now expires in January. 

As for this month, there are several promotions expiring from American Express, HSBC and RBC.

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Best Current First Year Fee Waived Cards for August 2021

All the TD offers that expired in the last list were extended and/or modified until December 5, 2021. Only the business card came off the list. 

For this month, I would look into the 10% and first year fee waived offer with the Scotia Momentum Visa Infinite Card which is expiring.

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Current 10% Cash Back Portfolio for August 2021

Today is the second last day to apply for one of the two Tangerine cards (Tangerine Money-Back Credit Card, Tangerine World MasterCard) to benefit from the 10% cash back bonus. The Scotia Momentum Visa Infinite Card offer is also coming to an end this month if you have been thinking about it. 

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Top Credit Card Higher than Normal Sign Up Bonuses for August 2021

For this month, various RBC offers were set to expire last month, but were extended to later in the year. American Express offers came off the list this month, granted they now have different permanent offers. Several offers are about to expire this month, namely the Scotiabank Gold American Express. If you have been contemplating any of the August offers, this is the month to get them. 

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Best Current First Year Fee Waived Cards for July 2021

The Laurentian Bank Visa Dollars and Brim World Elite MasterCard promotions expired last month, but got extended.

But the most significant addition to this month’s list is the Scotiabank Passport Visa Infinite Card, which is the first time we have seen this credit card fee waived, along with the supplementary card too. If you have been thinking about getting this card, now as the best time to go for it!

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Current 10% Cash Back Portfolio for July 2021

Two Tangerine cards have been added to this month’s list. This is the first time that Tangerine has offered a 10% cash back bonus.

Keep in mind that we still have the Top Cash Back Credit Cards page, which includes permanent and temporary offers if you wish to see a more complete list of cards, not just cards that offer at least 10% cash back.

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Best Current First Year Fee Waived Cards for June 2021

For this month, all the TD promotions that expired last month were extended to August, while HSBC is back on this month’s list. 

Limited Time First Year Fee Offers

We have listed the cards based on their promotional expiry dates. If there is a tie-break, it is ranked by annual fee (lowest to highest), after which it will go alphabetically.

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Current 10% Cash Back Portfolio for June 2021

There have been no changes from last month’s list compared to this month.

Keep in mind that we still have the Top Cash Back Credit Cards page, which includes permanent and temporary offers if you wish to see a more complete list of cards, not just cards that offer at least 10% cash back.

Note that we have split up the list into temporary (limited time) and permanent offers (indefinite, but can end any time without notice).