Canadian Imperial Bank of Commerce (CIBC)

| | | | | |

Best Current First Year Fee Waived Cards for December 2020

Quite a few offers and ending this month and will not show up on next months list. So if you are thinking about those cards, best to sign up now before the month ends.

Limited Time First Year Fee Offers

We have listed the cards different going forward. From now on, cards are listed based on the expiry dates. So most recent ones first. If there is a tie break, then it will be listed by their annual fees, from lowest to highest. Furthermore, a subtitle is now added which specifies which month the cards are ending.

| | | | | | | | | | | | | | | | | | | | | |

Ranking the Credit Card Portfolios of Each Canadian Financial Institutions (updated December 1, 2020)

It has been 8 months since our last update. Can you believe it, 8 months ago we were already dealing with lockdowns.

Suffice to say, there has been some major changes to the industry since then, namely, Capital One slowly shutting things down, along with Aeroplan’s launch of new co-branded cards. Even so, you will notice most of the ranking changes from the middle to the end of the list. 

| | | | |

Best Current First Year Fee Waived Cards for November 2020

Several offers ending (see October 2020 and November 2020 cards) on this list that would not make it to next month’s list. So if you are thinking about a specific offer, you may want to go for it now.

Keep in mind that this post refers to temporary offers. We also have an ongoingly updated Top Credit Cards pages that includes permanent first year fee waived offers too. Here are some of the more relevant ones that are more related to this post:

| |

Comparing CIBC and TD Aeroplan Platinum/Student Cards

For the time being, this will be the last of a series of Aeroplan co-branded credit cards comparison post.

For today, I will be comparing 3 the lowest tier credit cards that were introduced to the market on the exact same day (November 8, 2020). Unlike the other posts, American Express is not on the list this time. But CIBC does offer 2 options, a student and regular version. Since they have virtually the same features and benefits, they will be lumped into one category.

| | | |

Comparing American Express, CIBC and TD Infinite Business Cards

We continue our series on comparing Aeroplan credit cards that were introduced to the market on November 8, 2020. Today’s post focuses on all the business cards. Unlike our previous comparison posts, where we picked similar cards to look it, this post has a wider range of annual fee.

I went ahead with this post anyway as there are only 3 co-branded Aeroplan business cards to compare overall anyway. You can technically count the CIBC Business Plus card as a 4th one, but it depends on the type of business to qualify for that card, so for the purposes of this post, I will only include 3, but mention how the Plus card works too.

| | |

Comparing American Express, CIBC and TD Infinite Privilege/Reserve Cards

We continue our series on comparing Aeroplan credit cards that were introduced to the market on November 8, 2020. Today’s post focuses on the more premium personal cards. The most recent comparative post was: AMEX vs. CIBC vs. TD Aeroplan Platinum/Privilege Cards.

American Express has discontinued its Platinum version of the card, so the Reserve card is the closest comparison to the CIBC and TD Visa Infinite Privilege versions.

| | |

Comparing American Express, CIBC and TD Aeroplan/Infinite Cards

Time really does fly. It’s been almost 4 years since I wrote this post: AMEX vs. CIBC vs. TD Aeroplan Gold/Infinite Cards. I reference that post because those Aeroplan co-branded cards are the closest comparisons to the current new co-branded Aeroplan cards. I will be writing another post regarding the business cards and the reserve/privilege cards too. I will be starting with the more commonly accessible cards offered by the 3 companies first and go from there.

| | |

Changes to Aeroplan Co-Branded Cards

In Canada, we are fortunate enough to have 3 credit card companies who have partnered up with Air Canada to offer co-branded credit cards. Since Air Canada has bought out Aeroplan, the plan, at the moment, is for all 3 companies to continue offering such cards, with some changes. The expectation is that the launch of these changes will occur on November 8, 2020, along with a host of other changes to the revamped Air Canada frequent flyer program.

See also: Preview of Top 3 Features of Air Canada’s Revamped Aeroplan Program

Today’s post will preview some of the changes that we can expect to see. Some details still need to worked out, so we will be watching closely. 

| | | | | | | |

Best Current First Year Fee Waived Cards for June 2020

There were a few minor changes (mostly tweaks to the TD offers) from last month, along with a notable promotional extension. The Brim World Elite MasterCard extended its first year fee waiver off $199 annual fee another month (was also extended last month) to June 30, 2020. So same thing I said last month, if you missed your chance last month, this is your opportunity. There is no way to guarantee that the promotion will be extended again, but it could. 

| | | | |

Top Credit Card Higher than Normal Sign Up Bonuses for June 2020

Very minor changes to this month’s list as most offers are running well into the summer. But you may want to take a closer look at the TD offers as they will be expiring before our next month’s list.

Top Higher than Normal Sign Up Bonuses for May 2020

For the rest of the credit cards, I ranked the credit cards by the price of the annual fees (lowest to highest):