Another month, another list. Several promotions are expiring in a few days. There is always the chance that they could extend a promotion or offer something better. But if you do not want to take the risk, then you will…
This is the first cash back list of the year. Just like our other two lists…
Best Current First Year Fee Waived Cards
Top Higher than Normal Sign Up Bonus Offers
… most of the current offers are carried over from last year. Last year was probably the stronger cash back offers ever in Canada. As we begin the new year, I am a little torn. I like seeing the competition elevate in the credit card rewards industry. However, the more emphasis there is on cash back, the less there will be on miles and points.
Many of the 2018 offers are about to expire at the end of this month, so there are not too many changes from last month’s list. I did however changed the format of how I list the credit cards.
Starting next month, we can expect to see some changes or extensions to current offers. Either way, below is the current list.
Let’s get the New Year going with the latest first year fee waived cards. Having the first year fee waived is valuable because it allows people to try out a credit card without worrying about the fee before deciding whether the fee is warranted.
Just like the other two lists, most of the current offers are carried over from last year.
Top Cash Back Credit Card Offers
Top Higher than Normal Sign Up Bonus Offers
This is the first cash back list of the new year, so expect that most of the offers are carried over from 2018.
I must say, 2018 was an amazing year for cash back credit cards. Can they top it this year?
Personally, I still rather collect miles and points. So my hope is that the competitive cash back market is going to put pressure on partnerships with airlines and hotels to up their game. That being said, I feel slightly pessimistic about this hope because it does seem like the industry is going to continue to shift towards more cash back. Here’s hoping that I am wrong!
We start the new year with many offers carrying over from 2018. It usually takes a few months before the new year gets going due to the carryovers. I ranked the credit cards by the price of the annual fees…
Several promotions expired at the end of October, so there are quite a few changes and extensions this month.
Note that we also have two other types of monthly lists going on:
Top Cash Back Credit Card Offers
Top Higher than Normal Sign Up Bonus Offers
As we close out the year, I would like to point out that it has been a significant year for cash back credit cards. For better or worse, there have been many significant promotional offers, including some current 10% cash back bonuses.
Most promotions started on November 1, 2018, so there are only a few minor changes this month. I ranked the credit cards by the price of the annual fees (lowest to highest): BMO SPC Air Miles MasterCard – no annual…
Several promotions expired at the end of October, so there are quite a few changes and extensions this month.
Note that we also have two other types of monthly lists going on:
Top Cash Back Credit Card Offers
Top Higher than Normal Sign Up Bonus Offers
If you would like to see other lists as well, please let us know in the comment section below.