Laurentian Bank

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Best Current First Year Fee Waived Cards for January 2021

The industry seems to go in ups and downs. There was a period of time where first year fee waived cards were far and few in between. At the moment, there are quite a few cards with first year fee waived offers. 

Also note that we are only listing credit cards that have limited time offers and not ones that have an indefinite first year fee waived offer, like some of the CIBC cards. 

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Best Current First Year Fee Waived Cards for December 2020

Quite a few offers and ending this month and will not show up on next months list. So if you are thinking about those cards, best to sign up now before the month ends.

Limited Time First Year Fee Offers

We have listed the cards different going forward. From now on, cards are listed based on the expiry dates. So most recent ones first. If there is a tie break, then it will be listed by their annual fees, from lowest to highest. Furthermore, a subtitle is now added which specifies which month the cards are ending.

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Ranking the Credit Card Portfolios of Each Canadian Financial Institutions (updated December 1, 2020)

It has been 8 months since our last update. Can you believe it, 8 months ago we were already dealing with lockdowns.

Suffice to say, there has been some major changes to the industry since then, namely, Capital One slowly shutting things down, along with Aeroplan’s launch of new co-branded cards. Even so, you will notice most of the ranking changes from the middle to the end of the list. 

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Top Cash Back Credit Card Offers for November 2020

All the offers remain the same from last month. The two expiring ones (Laurentian Bank and Scotiabank) both got extended. 

Keep in mind that this monthly post only includes temporary offers with higher than normal cash back offer. We have a list of ongoing offers in the Top Cash Back Credit Cards page with a more complete list.

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Best Current First Year Fee Waived Cards for October 2020

Several offers ending (see October 2020 and November 2020 cards) on this list that would not make it to next month’s list. So if you are thinking about a specific offer, you may want to go for it now.

Keep in mind that this post refers to temporary offers. We also have an ongoingly updated Top Credit Cards pages that includes permanent first year fee waived offers too. Here are some of the more relevant ones that are more related to this post:

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Top Cash Back Credit Card Offers for October 2020

A couple of offers (Laurentian and Scotiabank) are ending before my next month’s list. So if you are thinking about getting either of the cards, best to go for them now! 

Keep in mind that this monthly post only includes temporary offers with higher than normal cash back offer. We have a list of ongoing offers in the Top Cash Back Credit Cards page with a more complete list.

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Best Current First Year Fee Waived Cards for September 2020

Several changes to this month’s list. HSBC is back on track with even bigger bonuses than before. TD upgraded their offers. While Brim is extended its offer another month. 

Keep in mind that this post refers to temporary offers. We also have an ongoingly updated Top Credit Cards pages that includes permanent first year fee waived offers too. Here are some of the more relevant ones that are more related to this post:

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Top Cash Back Credit Card Offers for September 2020

Some minor changes to this month’s list. TD extended its promotion, while Scotiabank is back on the monthly list! 

Keep in mind that this monthly post only includes temporary offers with higher than normal cash back offer. We have a list of ongoing offers in the Top Cash Back Credit Cards page with a more complete list.

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Best Current First Year Fee Waived Cards for August 2020

Some minor changes to this month’s list. HSBC cards have been taken off as they expired a week ago or so. The TD cards are next up. They will not make it to next month’s list. So if you are thinking about those cards, I would go for them. While Brim extended their offer another month, so you have a few more days left to take advantage. 

Keep in mind that this post refers to temporary offers. We also have an ongoingly updated Top Credit Cards pages that includes permanent first year fee waived offers too. Here are some of the more relevant ones that are more related to this post:

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Top Cash Back Credit Card Offers for August 2020

Another month, another short list. One offer coming due this list before we make it to the next list is the TD Cash Back card.

Keep in mind that this monthly post only includes temporary offers with higher than normal cash back offer. We have a list of ongoing offers in the Top Cash Back Credit Cards page with a more complete list.

Top no annual fee cash back credit card offers for August 2020