National Bank

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Ranking the Credit Card Portfolios of Each Canadian Financial Institutions (updated December 21, 2021)

ByMatt

It has been just over a year since our last update (December 1, 2020) of the rankings list. The timing works well to update again this month, since we are coming to the end of the year. Now we get a snapshot of 2021, as we head into 2022.

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Top Credit Card Higher than Normal Sign Up Bonuses for December 2021

ByMatt

The RBC offers ended last month, but were extended to April 2022. That being said, several TD offers expire today. So if you have been thinking about these offers, today is the day to go for it. 

Furthermore, the National Bank offers are expiring before the end of the month. 

Top Higher than Normal Sign Up Bonuses for December 2021

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Best Current First Year Fee Waived Cards for November 2021

ByMatt

For this month, one different change is that the Brim card pushed its deadline to December 31, 2021. What is different than before is that they would extend their promotion period by 1 month at a time only. This time, they pushed it by 2 months.

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Top Credit Card Higher than Normal Sign Up Bonuses for November 2021

ByMatt

For this month’s list, most of the BMO promotions that expired last month were pushed to December of 2022. While the RBC and a couple of Scotiabank promotions are set to expire this month. 

Top Higher than Normal Sign Up Bonuses for November 2021

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Best Current First Year Fee Waived Cards for October 2021

ByMatt

For this month, some minor changes, including HSBC coming up with a new offer that runs until the end of January 2022. All of the BMO and Scotiabank offers have already been extended, so they will not be coming to an end as quickly as mentioned in last month’s list. That leaves only Laurentian and Brim cards expiring this month. Granted, Brim continues to extend their offer one month at a time. It has been going on for over a year now. 

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Best Current First Year Fee Waived Cards for September 2021

ByMatt

For this month’s list, the HSBC promotions are set to expire in 2 days, so if you have been thinking about it, now is the time to go for it. While the Brim World Elite MasterCard continues to be extended on a monthly basis, so there is no way to know when the extensions will end.

National Bank has added 3 credit cards to this month’s list (see more details in the “November 2021” section): 

National Bank Platinum Mastercard
National Bank World Mastercard
National Bank World Elite Mastercard

8% Cash Back offer with National Bank

ByMatt

 I have been asked by National Bank to do a review of one of their highly anticipated promotional offers, so here goes! 

Looks like there is a new player in town to compete in the cash back sphere. We have been writing about how we think the Canadian rewards industry is shifting more towards cash back, rather than miles and points. This new offer is just more indication of this happening.

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Credit Cards which offer Free Airport Lounge Access (updated April 19, 2021)

ByMatt

It has been over 2 years since our last update of this post. Quite a few changes were made since then, such as the re-branding of all the Aeroplan c-branded cards with American Express, CIBC and TD. Furthermore, there are some additional options from BMO and RBC. So this post is due for an update!

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Best Current First Year Fee Waived Cards for January 2021

ByMatt

The industry seems to go in ups and downs. There was a period of time where first year fee waived cards were far and few in between. At the moment, there are quite a few cards with first year fee waived offers. 

Also note that we are only listing credit cards that have limited time offers and not ones that have an indefinite first year fee waived offer, like some of the CIBC cards. 

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Ranking the Credit Card Portfolios of Each Canadian Financial Institutions (updated December 1, 2020)

ByMatt

It has been 8 months since our last update. Can you believe it, 8 months ago we were already dealing with lockdowns.

Suffice to say, there has been some major changes to the industry since then, namely, Capital One slowly shutting things down, along with Aeroplan’s launch of new co-branded cards. Even so, you will notice most of the ranking changes from the middle to the end of the list.