Top Cash Back Credit Cards

No annual fee
Up to 5 supplementary cardholders
Earn 2% cash back on a select group of categories (choice of 2 categories, a 3rd choice if you deposit the cash back into your Tangerine Savings Account)
Earn 0.5% cash back on all other purchases

No annual fee
Earn 10% cash back on restaurants and bars (up to $500 in spending or within the first 4 months) (no time limit specified)
Earn 4% cash back on restaurants and bars (after the bonus offer expires)
Earn 1.5% cash back on gas, groceries, drugstore purchases and pre-authorized payments
Earn 0.5% cash back on all other purchases

No annual fee
Earn 4% cash back on the first 4 months (up to $3,125 in spending or $125 in cash back) (if you apply before November 29, 2018)
Earn 1% cash back on all other purchases

No annual fee
Earn 4% cash back on the first 4 months (up to $3,125 in spending or $125 in cash back) (if you apply before November 29, 2018)
Earn 1% cash back on all purchases
Earn 10% – 15% discount at the stores listed on the SPC website

$39 annual fee
$15 annual fee for a supplementary cardholder
Earn 2% cash back for every $1 spent on gas, grocery and drug store purchases, as well as recurring bill payments
Earn 1% cash back for every $1 spent on all other purchases

$65 annual fee (receive 50% off if you apply before March 31, 2019)
No annual fee for a supplementary cardholder
Earn $25 cash back after the first purchase (after the first purchase within 60 days, if you apply before March 31, 2019)
Earn 3% cash back on pre-authorized debits
Earn 2% cash back on gas and grocery
Earn 1% cash back on all other purchases

$99 annual fee
No annual fee for a supplementary cardholder
Earn 5% Welcome bonus cash back on all purchases for the first 6 months (up to $6,000 in purchases or $300 cash back)
Earn 2% cash back on all other purchases and when the Welcome 5% ends

$99 annual fee (first year fee waived if you apply before February 28, 2019)
$30 annual fee for a supplementary cardholder
Earn 10% cash back on first $2,000 in spending or within the first 3 months (whichever is completed first) (if you apply before February 28, 2019)
Earn 4% cash back for every $1 spent on gas and grocery purchases
Earn 2% cash back for every $1 spent on drug store purchases and recurring bill payments
Earn 1% cash back for every $1 spent on all other purchases

$99 annual fee for first time cardholders
$30 annual fee for a supplementary cardholder (maximum 3 cards)
Receive 1 year free Amazon Prime (after spending $500 in the first 4 months, if you apply before February 28, 2019)
Earn 4% cash back on gas and grocery purchases
Earn 2% cash back on Tim Hortons and TELUS purchases
Earn 1% cash back on all other purchases

$99 annual fee (first year fee waived for a limited time with no specific end date)
$30 annual fee for supplementary cardholders
Earn 4% cash back on gas and grocery store purchases (on the first $25,000 in purchases, then 1% for all other purchases)
Earn 2% pharmacy purchases and utility bill payments (on the first $25,000 in purchases, then 1% for all other purchases)
Earn 1% cash back on all other purchases
Not available to Quebec residents

$120 annual fee
$50 annual fee for supplementary cardholders
Earn 9% cash back on gas, grocery and recurring bill payments (for the first 3 months or first $3,500 in spending if you apply before December 3, 2018)
Earn 3% cash back on gas, grocery and recurring bill payments thereafter (on first $15,000 in annual spending per category, including the 3 month bonus promotion)
Earn 1% cash back on all other purchases

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