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Top Credit Card Higher than Normal Sign Up Bonuses for April 2020

As mentioned in our previous post, we will be making some minor changes to our posts temporarily. Today’s post is a perfect example of such a change. All links to credit card companies are taken off as we are not trying to encourage people to sign up for credit cards. But if you do have the means to take advantage of rewards, this is what you can watch out for.

If things keep dragging out, we may put a pause to our monthly top promotional offers posts and focus on other topics. So feel free to let us know what else you would like us to write about. Or would you prefer that we continue as is? Please let us know in the comment section below!

Back to this month’s post. There were quite a few offers ended at the beginning of March, but were expended, namely cards from BMO, CIBC and TD. There were some minor tweaks to the offers for TD, but for CIBC and BMO, they were mostly extended.

Top Higher than Normal Sign Up Bonuses for April 2020

For the rest of the credit cards, I ranked the credit cards by the price of the annual fees (lowest to highest):

BMO Air Miles MasterCard

  • No annual fee
  • Earn 800 sign up bonus Air Miles (earn 400 miles after the first purchase and another 400 miles after spending $1,000 within the first 3 months) (if you apply before October 31, 2020)
  • Normally 200 sign up bonus

BMO Rewards MasterCard

  • No annual fee
  • Earn 20,000 sign up bonus points (earn 10,000 after the first purchase and another 10,000 after spending $1,000 in the first 3 months) (if you apply before May 3, 2020)
  • Normally 10,000 sign up bonus

TD Aeroplan Visa Platinum Credit Card

  • $89 annual fee (first year fee waived if you apply before May 31, 2020)
  • $35 annual fee for supplementary cardholders
  • Earn 17,500 sign up bonus miles (earn 10,000 Aeroplan miles after the first purchase, earn 2,500 miles for spending $500 per month for the first 3 months) (Quebec only requires good standing) (if you apply before May 31, 2020)
  • Normally 10,000 Aeroplan miles

RBC WestJet World Elite MasterCard

  • $119 annual fee
  • Earn $350 sign up bonus points (earn $250 after the welcome bonus and another $100 after the first purchase in the first 3 months) (if you apply before June 30, 2020)
  • Normally $250 sign up bonus

BMO Air Miles World Elite MasterCard

  • $120 annual fee (first year fee waived if you apply before October 31, 2020)
  • Earn 3,000 sign up bonus Air Miles (earn 1,000 miles after the first purchase and earn an additional 2,000 miles after spending $3,000 within the first 3 months) (if you apply before October 31, 2020)
  • Normally, 2,000 sign up bonus
  • Have at least $80,000 in personal annual income or $150,000 household income

CIBC Aerogold Visa Infinite Card

  • $120 annual fee (first year fee waived if you apply before July 5, 2020)
  • Earn 35,000 sign up bonus Aeroplan miles (earn 20,000 after the first purchase and another 15,000 after spending $10,000 in the first year that will be posted on the anniversary year of the card) (if you apply before July 5, 2020)
  • Normally 20,000 points
  • Have at least $35,000 in personal annual income

CIBC Aerogold Visa Business Card Plus

  • $120 annual fee (waived if you apply before July 5, 2020)
  • Earn 35,000 sign up bonus Aeroplan miles (earn 20,000 after the first purchase and earn 15,000 after spending $3,000 within the first 4 months) (if you apply before July 5, 2020)
  • Normally 20,000 Aeroplan miles
  • Approval based on business documentation

CIBC Aventura Visa Card for Business Plus

  • $120 annual fee (waived if you apply before July 5, 2020)
  • Earn 35,000 sign up bonus points (earn 20,000 after the first purchase and another 15,000 after spending $3,000 in the first 4 months) (if you apply before July 5, 2020)
  • Normally 20,000 points
  • Approval based on business documentation

CIBC Aventura Visa Card for Business

  • $120 annual fee
  • Earn 35,000 sign up bonus points (earn 20,000 after the first purchase and another 15,000 after spending $3,000 in the first 4 months) (if you apply before July 5, 2020)
  • Normally 20,000 points
  • Approval based on business documentation

CIBC Aventura Gold Visa Card

  • $120 annual fee (first year fee waived if you apply before July 5, 2020)
  • Earn 35,000 sign up bonus Aventura points (earn 20,000 points after the first purchase, and earn 15,000 points after spending $10,000 in the first anniversary year) (if you apply before July 5, 2020)
  • Normally 15,000 Aventura miles
  • Have at least $60,000 in personal annual income or $100,000 household income

CIBC Aventura Visa Infinite Card

  • $120 annual fee (first year fee waived if you apply before July 5, 2020)
  • Earn 35,000 sign up bonus Aventura points (earn 20,000 points after the first purchase, and earn 15,000 points after spending $10,000 in the first anniversary year) (if you apply before July 5, 2020)
  • Normally 15,000 points
  • Have at least $60,000 in personal annual income or $100,000 household income

TD Aeroplan Visa Infinite Card

  • $120 annual fee (first year fee waived if you apply before May 31, 2020)
  • $50 annual fee for supplementary cardholders
  • Earn 30,000 sign up bonus miles (earn 15,000 Aeroplan miles after the first purchase, earn 5,000 miles per month for spending $1,000 per month for the first 3 months) (Quebec only requires good standing) (if you apply before May 31, 2020)
  • Normally 15,000 Aeroplan miles
  • Have at least $60,000 in personal annual income or $100,000 household income

TD First Class Travel Visa Infinite Card

  • $120 annual fee (first year fee waived if you apply before May 31, 2020)
  • $50 annual fee for supplementary cardholders
  • Earn 65,000 sign up bonus points (earn 20,000 points after the first purchase and earn 15,000 points for spending $1,000 per month for the first 3 months) (if you apply before May 31, 2020)
  • Normally 20,000 points
  • Have at least $60,000 in personal annual income or $100,000 household income

Scotiabank Passport Visa Infinite Card

  • $139 annual fee
  • $50 annual fee for each supplementary card (first supplementary card free)
  • Earn 30,000 Scotia Rewards sign up bonus points (earn 30,000 points after spending $1,000 in the first 3 months) (if you apply before July 1, 2020)
  • Earn 2,000 Scotia Rewards bonus points after every $10,000 in addition to the first $40,000 in a calendar year
  • Normally 25,000 points
  • Have at least $60,000 in personal annual income, $100,000 in annual household income or $250,000 in assets under management
TD Business Travel Visa Card
  • $149 annual fee (first year fee waived if you apply before June 1, 2020)
  • $49 annual fee for a supplementary cardholder
  • Earn 100,000 sign up bonus points (earn 30,000 for opening the card, earn 18 points per dollar spent on ExpediaforTD.com, earn 12 points per dollar on for every $1 spent on foreign currency purchases, restaurant and regularly recurring bill payments and 4 points per dollar on all other purchases, up to 60,000 in bonus points, earn final 10,000 points for subscribing to e-Statements in the first 3 months) (if you apply before June 1, 2020)
  • Normally 30,000 sign up bonus points

CIBC Aerogold Visa Business Card

  • $180 annual fee (first year fee waived if you apply before July 5, 2020)
  • Earn 35,000 sign up bonus Aeroplan miles (earn 20,000 after the first purchase and earn 15,000 after spending $3,000 within the first 4 months) (if you apply before July 5, 2020)
  • Normally 20,000 Aeroplan miles
  • Approval based on business documentation
Scotiabank Passport Visa Infinite Business Card
  • $199 annual fee
  • $50 annual fee for a supplementary card (first card fee waived)
  • Earn 40,000 sign up bonus Scotia Reward points (earn 30,000 for spending $5,000 within the first 3 months and earn 10,000 Scotia Reward bonus points for spending $60,000 in the first 12 months) (if you apply before July 1, 2020)
  • Normally 30,000 sign up bonus points
  • Have at least $60,000 personal annual income, $100,000 annual household income or $250,000 assets under management, as well as a minimum business annual sales revenue of $500,000

CIBC Aerogold Visa Infinite Privilege Card

  • $399 annual fee
  • $99 annual fee for an authorized user
  • Earn 50,000 sign up bonus Aeroplan miles (earn 25,000 Aeroplan miles after the first purchase and earn an additional 25,000 Aeroplan miles after spending $3,000 after the first 3 months) (if you apply before July 5, 2020)
  • Normally 25,000 sign up bonus
  • Have at least $200,000 in personal annual income

CIBC Aventura Visa Infinite Privilege Card

  • $399 annual fee
  • $99 annual fee for an authorized user
  • Earn 50,000 sign up bonus Aventura points (earn 25,000 Aventura points after the first purchase and earn an additional 25,000 Aventura points after spending $3,000 after the first 3 months) (if you apply before July 5, 2020)
  • Normally 25,000 sign up bonus
  • Have at least $200,000 in personal annual income

TD Aeroplan Visa Infinite Privilege Card

  • $399 annual fee
  • $99 annual fee for an authorized user
  • Earn 40,000 sign up bonus Aeroplan miles (earn 25,000 Aeroplan miles after the first purchase, earn 5,000 per month for spending $1,000 per month for the first 3 months) (if you apply before July 5, 2020)
  • Normally 25,000 sign up bonus
  • Have at least $200,000 in personal annual income

Note that we also have two other types of monthly lists going on:

Please let us know in the comment section below if you would like to see other types of monthly lists or if we missed any promotions!

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