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Top Credit Card Higher than Normal Sign Up Bonuses for October 2019

Another month, but barely any changes from last month. However, most offers end at the end of the most. So if you are thinking about certain cards, you may want to consider getting them now. Chances are, some cards may extend their promotions, are offer something new. But if you have been on the fence about certain offers, this is the last month.

At the moment, the competition is mainly between BMO, CIBC, Scotiabank and TD. Would love to see some of the other credit card companies step up their game.

Top Higher than Normal Sign Up Bonuses for October 2019

For the rest of the credit cards, I ranked the credit cards by the price of the annual fees (lowest to highest):

BMO Air Miles MasterCard

  • No annual fee
  • Earn 800 sign up bonus Air Miles after the first purchase (if you sign up before October 31, 2019); earn 400 miles after the first purchase and another 400 miles after spending $1,000 within the first 3 months
  • Normally 200 sign up bonus

BMO Rewards MasterCard

  • No annual fee
  • Earn 20,000 sign up bonus points (if you sign up before October 31, 2019); earn 10,000 after the first purchase and another 10,000 after spending $1,000 in the first 3 months
  • Normally 10,000 sign up bonus

BMO Air Miles World Elite MasterCard

  • $120 annual fee (first year fee waived if you apply before October 31, 2019)
  • Earn 3,000 sign up bonus Air Miles (if you apply before October 31, 2019); earn 1,000 miles after the first purchase and earn an additional 2,000 miles after spending $3,000 within the first 3 months
  • Normally, 2,000 sign up bonus
  • Have at least $80,000 in personal annual income or $150,000 household income

CIBC Aerogold Visa Infinite Card

  • $120 annual fee
  • Earn 20,000 sign up bonus Aeroplan miles (if you apply before October 31, 2019); earn 15,000 after the first purchase and another 5,000 after spending $1,000 in the first 4 months
  • Receive $120 Air Canada eGift Card (if you apply before October 31, 2019)
  • Normally 20,000 points
  • Have at least $35,000 in personal annual income

CIBC Aventura Visa Card for Business

  • $120 annual fee
  • Earn 35,000 sign up bonus points (if you apply before October 31, 2019); earn 20,000 after the first purchase and another 15,000 after spending $3,000 in the first 4 months
  • Receive $120 travel credit (if you apply before October 31, 2019), (credit expires on October 31, 2020)
  • Normally 20,000 points
  • Have at least $35,000 in personal annual income

CIBC Aventura Gold Visa Card

  • $120 annual fee
  • Earn 20,000 sign up bonus Aventura points (if you apply before October 31, 2019); earn 15,000 points after the first purchase and another 5,000 after spending $1,000 within the first 4 months)
  • Receive $120 travel credit (if you apply before October 31, 2019), (credit expires on October 31, 2020)
  • Normally 15,000 Aeroplan miles
  • Have at least $60,000 in personal annual income or $100,000 household income

CIBC Aventura Visa Infinite Card

  • $120 annual fee
  • Earn 20,000 sign up bonus Aventura points (if you apply before October 31, 2019); earn 15,000 points after the first purchase and another 5,000 after spending $1,000 within the first 4 months)
  • Receive $120 travel credit (if you apply before October 31, 2019), (credit expires on October 31, 2020)
  • Normally 15,000 points
  • Have at least $60,000 in personal annual income or $100,000 household income

Scotiabank Gold American Express Card

  • $120 annual fee
  • $29 annual fee for a supplementary cardholder
  • Earn 30,000 sign up bonus (earn 25,000 after spending $1,000 in the first 3 months and another 5,000 after spending $10,000 in an anniversary year) (if you apply before October 31, 2019)
  • No foreign transaction fees
  • Normally 20,000 sign up bonus
  • Have at least $12,000 in personal annual income

TD Aeroplan Visa Infinite Card

  • $120 annual fee (first year fee waived if you apply before December 1, 2019)
  • $50 annual fee for supplementary cardholders
  • Earn 40,000 sign up bonus miles (earn 15,000 miles after the first purchase and earn 2x the miles, up to 20,000 in bonuses and additional 5,000 for adding an authorized user) (if you apply before December 1, 2019)
  • Normally 15,000 Aeroplan miles
  • Have at least $60,000 in personal annual income or $100,000 household income

TD First Class Travel Visa Infinite Card

  • $120 annual fee (first year fee waived if you apply before December 1, 2019)
  • $50 annual fee for supplementary cardholders
  • Earn 90,000 sign up bonus points (earn 20,000 points after the first purchase and earn 2x the points, up to 60,000 in bonuses and additional 10,000 for adding an authorized user)(if you apply before December 1, 2019)
  • Normally 20,000 points
  • Have at least $60,000 in personal annual income or $100,000 household income

CIBC Aerogold Visa Business Card Plus

  • $120 annual fee
  • Earn 35,000 sign up bonus Aeroplan miles (if you apply before October 31, 2019); earn 20,000 after the first purchase and earn 15,000 after spending $3,000 within the first 4 months
  • Receive $120 Air Canada eGift Card (if you apply before October 31, 2019)
  • Normally 20,000 Aeroplan miles
  • Credit approval based on business

Scotiabank Passport Visa Infinite Card

  • $139 annual fee
  • $50 annual fee for each supplementary card (first supplementary card free)
  • Earn 25,000 Scotia Rewards sign up bonus points (earn 25,000 after spending $1,000 in the first 3 months) (if you apply before October 31, 2019)
  • Earn 10,000 Scotia Rewards bonus points (annually) after spending $40,000 in a calendar year
  • Earn 2,000 Scotia Rewards bonus points after every $10,000 in addition to the first $40,000 in a calendar year
  • Have at least $60,000 in personal annual income, $100,000 in annual household income or $250,000 in assets under management

HSBC World Elite MasterCard

  • $149 annual fee (first year fee waived if you apply before December 16, 2019; except Quebec)
  • Earn 90,000 sign up bonus points (Quebec only), (if you apply before December 16, 2019); earn 20,000 after the first purchase and earn 3x the points up to 70,000 bonus points on all purchases within the first 90 days
  • Earn 60,000 sign up bonus points (rest of Canada), (if you apply before December 16, 2019); earn 20,000 after the first purchase and earn 3x the points up to 40,000 bonus points on all purchases within the first 90 days
  • Normally 20,000 points
  • Have at least $80,000 in personal annual income, $150,000 household income or have $400,000 asset under management

CIBC Aerogold Visa Business Card

  • $180 annual fee
  • Earn 35,000 sign up bonus Aeroplan miles (if you apply before October 31, 2019); earn 20,000 after the first purchase and earn 15,000 after spending $3,000 within the first 4 months
  • Receive $120 Air Canada eGift Card (if you apply before October 31, 2019)
  • Normally 20,000 Aeroplan miles
  • Have at least $35,000 household income

CIBC Aerogold Visa Infinite Privilege Card

  • $399 annual fee
  • $99 annual fee for an authorized user
  • Earn 50,000 sign up bonus Aeroplan miles (if you apply before October 31, 2019); earn 25,000 Aeroplan miles after the first purchase and earn an additional 25,000 Aeroplan miles after spending $3,000 after the first 3 months
  • Normally 25,000 sign up bonus
  • Have at least $200,000 in personal annual income

Note that we also have two other types of monthly lists going on:

Please let us know in the comment section below if you would like to see other types of monthly lists or if we missed any promotions!

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Pointshogger aims to provide analysis and updates on earning loyalty reward points and maximizing the value of your points. We hope to inspire our readers to experience the joy of travel and make the most out of what they've already got!

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