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Top No Annual Fee Canadian Credit Cards

You may have noticed by now that we added a new page to our menu bar due to popular demand. Under Top Credit Cards, you will find Top No Annual Fee cards. You will probably notice that most of the listed cards are sprinkled between all the other categories. But now we have all of them in one page. Out of all the lists that we have, this might be the longest one.

We probably will not publish a monthly no annual fee card list, (unless there is enough demand for it). If you do want to see this a monthly theme, please let us know in the comment section below. Otherwise, you can see the updated list here: Top No Annual Fee cards.

For now, this is the current list (listed alphabetically):

BMO CashBack MasterCard

  • No annual fee
  • Earn 5% cash back on all purchases (for the first 4 months, up to $2,000 in spending or $100 in cash back) (if you apply before November 30, 2019)
  • Earn 1% cash back on all other purchases

Brim MasterCard

  • No annual fee
  • Earn 1 point for every $1 spent
  • No foreign transaction fees

Canadian Tire Triangle World Elite MasterCard

  • No annual fee
  • Earn 7¢ per litre cash back on premium fuel at any Gas + location
  • Earn 5¢ per litre cash back on regular fuel at any Gas + location
  • Earn 4% cash back on qualifying purchases made online and in-store at Canadian Tire, Mark’s, Sport Chek and Atmosphere
  • Earn 3% cash back in Canadian Tire Money on grocery store purchases
  • Earn 1% cash back on all other purchases
  • Have at least $80,000 in personal annual income

Capital One Platinum MasterCard

  • No annual fee
  • Earn 3% cash back on restaurant purchases
  • Earn 2% cash back on gas purchases
  • Earn 0.5% cash back on the first $3,000 on all other purchases (1% thereafter)
  • Cash back will be credited on your January statement as a rebate coupon for Costco purchases
  • Exclusive to Costco members

Capital One Aspire Travel MasterCard

  • No annual fee
  • Earn 10,000 sign up bonus points (after spending $500 in the first 3 months)
  • Earn 1 point for every $1 spent on all purchases

Home Trust Preferred Visa

  • No annual fee
  • Earn 1% cash back on all purchases
  • Receive a Roadside Assistance membership
  • No foreign transaction fees

MBNA Best Western MasterCard

  • No annual fee
  • Earn 20,000 sign up bonus points (after the first purchase)
  • Earn 5 points for every $1 spent at Best Western properties
  • Earn 1 point for every $1 on all purchases
  • Receive Best Western Gold status (after the first purchase)
  • Receive Diamond status (after spending $10,000 in a calendar year)

President’s Choice Financial World Elite MasterCard

  • No annual fee
  • Earn 20,000 sign up bonus PC points
  • Earn 45 PC Optimum points for every $1 spent at Shoppers Drug Mart and Pharmaprix
  • Earn 30 PC Optimum points for every $1 spent at PC stores, pctravel.ca and PC mobile (excluding PC mobile prepaid services)
  • Earn 30 PC Optimum points per litre of Esso Supreme (Octane 91) and Esso SUPREME+ (Octane 93)
  • Earn 20 PC Optimum points per litre on other gasoline or diesel
  • Earn 10 PC Optimum points for every $1 spent on all other purchases
  • Have at least $80,000 in personal annual income or $150,000 household income

Rogers World Elite MasterCard

  • No annual fee
  • Earn $25 cash back sign up bonus
  • Earn 4% cash back on foreign exchange purchases
  • Earn 2% cash back on Rogers products and services
  • Earn 1.75% cash back on all other purchases
  • Have at least $80,000 in personal annual income or $150,000 household income

Scotiabank Scene Visa Card

  • No annual fee
  • Earn 2,500 sign up bonus Scene points after spending $500 in the first 3 months (if you apply before October 31, 2019)
  • Earn 5 Scene points for every $1 spent at participating Cineplex Entertainment theatre or online
  • Earn 1 Scene point for every $1 spent on all other purchases
  • Have at least $12,000 personal annual income

Simplii Financial Cash Back Visa Card

  • No annual fee
  • Earn 10% cash back on restaurants and bars (up to $500 in spending or within the first 4 months) (no time limit specified)
  • Earn 4% cash back on restaurants and bars (after the bonus offer expires)
  • Earn 1.5% cash back on gas, groceries, drugstore purchases and pre-authorized payments
  • Earn 0.5% cash back on all other purchases
  • Have at least $15,000 in personal annual income

Tangerine Money-Back Credit Card

  • No annual fee
  • Up to 5 supplementary cardholders
  • Earn 4% cash back on choice of 2 categories (3rd choice if you deposit the cash back into your Tangerine Savings Account) (if you apply before October 31, 2019)
  • Earn 2% cash back on choice of 2 categories (3rd choice if you deposit the cash back into your Tangerine Savings Account)
  • Earn 0.5% cash back on all other purchases

If we are missing any, please let us know in the comment section below!

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Pointshogger aims to provide analysis and updates on earning loyalty reward points and maximizing the value of your points. We hope to inspire our readers to experience the joy of travel and make the most out of what they've already got!

  • Ottawa | Vancouver
  • @pointshogger

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